Insights
Interactive briefs and guides by Chris Nobili.
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InsightRates, Japan and the AI Earnings Bet
Interactive macro brief. Japan, U.S. deficits and the AI buildout compete for the same capital, while the buyers of Treasuries shift from central banks to money funds, hedge funds and stablecoin issuers.
October 7, 2026
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InsightU.S. State Bank / Credit Union Regulations
A plain-language guide to how each state regulates state-chartered banks and credit unions, with a citation to the official source on every line. Starting with North Carolina and South Carolina; proof of concept, powered by Auditrol.
October 14, 2026
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InsightThe Four Waves
The four waves of banking transformation: Automation Imperative, AI-Led Workflows, Crypto and Tokenization, and Payment Disintermediation. An animated intro by Chris Nobili.